Free Debt Payoff Calculator
See how long it will take to become debt-free and discover how much you could save with different repayment strategies.
Compare Strategies
See minimum payments vs. fixed payments vs. consolidation
See Your Timeline
Visualize exactly when you'll be debt-free
No Obligation
Free tool with no sign-up required
How to Use the Debt Calculator
Enter your debt balance, interest rate, and the monthly payment you can afford. We'll show you how long it will take to pay off your debt using different strategies.
Add all of your current debts, including mortgage, credit cards, car loans and more.
Debt 1
Enter the total monthly amount you can put toward this debt
$
Ready to Consolidate Your Debt?
Use your home equity to eliminate high-interest debt and save thousands. Our team can help you find the best solution.
8%
Typical Consolidation Rate
60%
Average Interest Savings
4 Years
Typical Payoff Time
4.6/5 Rating
Licensed Lender
No Obligation